Can foreigners use Japan's long-term care insurance?
Yes. Liability follows residence, not nationality, so a registered resident pays and is entitled on the same terms as a Japanese neighbour. From 65 certification rests on need alone; between 40 and 64 the need has to arise from one of 16 specified conditions.
Do I pay long-term care insurance premiums as a foreign resident?
Registered residents in the insured categories generally pay premiums on the same basis as Japanese residents, typically through pension deduction or municipal billing for those 65 and over. The municipality can confirm the individual situation.
Should I stay in Japan or return to my home country for care?
It depends on what each system actually gives you. In Japan a certified resident pays 10% to 30% of covered care up to a monthly ceiling set by care level, and the care plan itself is free. We lay the two systems side by side so the family compares numbers rather than impressions.
Can you provide direct care at home?
No. Hands-on care is delivered by licensed providers, and we do no medical acts, diagnosis or emergency response. We prepare the conversations with the providers who do.
Can you help with the long-term care insurance application?
We prepare the documents and the questions, but the municipality decides. The application, the home-visit assessment and the doctor's written opinion all run through the municipal long-term care insurance desk.
Can a family member join the consultation?
Yes. Family in Japan or abroad can join, and we schedule around the time zones involved. Written English summaries then go to everyone named.