Covered services are priced in these, and the parent's level sets how many they get each month. Run over the ceiling and the excess falls to you at full cost, so the care manager balances services against the budget. From overseas it helps to ask them to show how the month adds up, in plain terms. Do not assume more frequency is always affordable; the budget, not the wish list, sets the limit.
Read more: Monthly coverage ceilings
Related terms
Getting help with this
See the full Japanese elder care glossary, or start with our long-term care insurance guide. If you would rather have someone handle the Japanese side, our care navigation service helps foreign families step by step, and you can contact us with your situation. Definitions are general orientation; rules vary by municipality (see our editorial policy).