You pay a share of covered services, set by the parent's income, while insurance covers the rest. Higher income means a larger share, so two families with the same plan can pay very differently. From abroad, do not budget off a single percentage you read somewhere; confirm the parent's actual rate. And remember a monthly ceiling exists, with refunds above it, so the bill is capped even in heavy months.
Read more: What elderly care costs
Related terms
- 高額介護サービス費（kougaku kaigo service hi）— high-cost care refund
- 単位（tan'i）— units
- 介護保険（kaigo hoken）— long-term care insurance
Where to go next
This word will come back at the home assessment or in the first care plan. The full Japanese elder care glossary holds 52 terms, and the long-term care insurance guide shows where each one sits in the process.
If you would rather someone handled the Japanese side, our care navigation service does that, and the first consultation is 30 minutes and free. Definitions here are general orientation and rules vary by municipality; see our editorial policy or contact us with your situation.